Punjab and BISP have made a big change: Punjab Bank is now share of the payment net for BISP / Benazir Kafaalat so that women receivers can collect their stipend (Rs. 13,500 in current cycle) via Punjab Bank twigs with biometric verification. This move goals to reduce adversity, long queues, and reach distant areas more professionally.
| Field | Information |
|---|---|
| Program / Initiative | Punjab Bank BISP Payment Disbursement for Women |
| Start / Activation | 2025 (current payment cycle) |
| Payment Amount | Rs. 13,500 per beneficiary installment |
| Method of Payment | Through Punjab Bank branches (with biometric / verification) |
| Beneficiary Group | Women registered under BISP / Benazir Kafaalat program |
What Is the Punjab Bank – BISP Payment Initiative?
Under this new preparation, Punjab Bank (Bank of Punjab / BOP) converts one of the partner banks that disburses BISP funds to eligible women beneficiaries. This means that in its place of relying lone on ATMs or BISP campsites, women can collect their money after Punjab Bank branches or go-betweens authorized by the bank.
This decision is backed by BISP’s plan to expand its sum partners for better spread and slide.
Previously, BISP used a incomplete set of banks; now Punjab Bank is added to expand banking access.
In fact, the BISP has already employed arrangements with six banks with Punjab Bank to recover its payment system for about 9.3 million recipient households.
Thus, this change is part of a wider shift to more inclusive, bank-based expenses.
Why Punjab Bank’s Involvement Matters
Expanded Access & Reduced Hardship
8171 BISP Payment Through Punjab Bank has branches and footprint in many rural and semi-urban locations. With its inclusion, women won’t have to travel far or queue at limited ATMs or camps.
Lower Burden on ATMs / Camps
On disbursement days, ATMs and BISP camps often get overcrowded. More banks mean less crowding, faster service, and fewer delays.
Security & Verification
Branch payout via biometric verification (fingerprint scans) helps verify identity securely and prevents fraud or duplicate claims.
Trust & Confidence
Many women may trust local bank branches more. Having an option at Punjab Bank enhances confidence in the system.

Who Can Receive BISP Payments via Punjab Bank?
Not every BISP beneficiary will immediately shift to Punjab Bank. The earliest beneficiaries under this system are those who:
- Are newly registered or recently verified under the current BISP / Kafaalat cycle
- Completed survey/re-verification through NSER or dynamic registry
- Received the 8171 SMS confirmation indicating they will receive the stipend
- Have valid identity and documentation allowing biometric payout
If you got an official 8171 SMS confirming your installment, you are likely eligible to collect from Punjab Bank under this new arrangement.
Documents Required at Punjab Bank for Payment
When you go to collect the 8171 BISP Payment Through Punjab Bank Rs. 13,500, bring:
- Original CNIC of the female head / beneficiary
- 8171 payment confirmation SMS
- Child B-Form (if you claim the education stipend / Tajir Wazaif)
- Your mobile number registered in CNIC database
- Be ready for biometric verification (fingerprint scan)
Having all these in hand reduces delays and improves your chance of smooth payout.
Breakdown of the Rs. 13,500 Payment
| Component | Amount (PKR) |
|---|---|
| Benazir Kafaalat Standard Payment | 10,500 |
| Additional Relief / Top-up | 3,000 |
| Total | 13,500 |
This amount is disbursed once every three months, intended to help cover basic needs like food, education, utilities, and medical expenses.
How to Receive Your BISP Payment via Punjab Bank – Step by Step
Step-by-Step Guide
- Wait until you receive your 8171 SMS confirming eligibility and amount.
- Identify a Punjab Bank branch / authorized payment agent with BISP pawns and biometric capability.
- Go to the branch with your original CNIC and SMS confirmation.
- Undergo biometric verification (fingerprint scan) at the counter.
- Receive your Rs. 13,500 in cash once verification is fruitful.
- Count the money in front of staff and collect your receipt / validation slip.
- Do not leave till you have a good receipt for record.
Benefits for Beneficiaries
- More branches means shorter travel and waiting time
- Faster service and less overcrowding than ATMs / camps
- Secure identity verification ensures payout goes to the right person
- Easier access in remote or rural areas
- Greater dignity and reliability in receiving government support
Real-Life Impact & Use of Funds
Women beneficiaries report using the 8171 BISP Payment Through Punjab Bank Rs. 13,500 for:
- Basic groceries (flour, rice, oil)
- Utility bills and rent payments
- School fees, uniforms, books
- Health checkups & medicines
- Small emergency savings
This cash helps households survive inflation and unpredictability.
If You Face Issues at Punjab Bank Payout
Some common problems:
- Biometric scanning fails (worn fingerprints)
- SMS confirmation not received yet
- Long queues or branch not having BISP counter
- CNIC expired or record mismatch
What to Do
- Visit early morning or off-peak time
- Ensure your CNIC is valid and mobile number is active
- Don’t pay anyone claiming to “speed up” your process
- Insist happening interrelating with official bank staff only
- If issues persist, call BISP helpline: 0800-26477 or visit your native BISP / tehsil office
Future Upgrades in BISP Payment System
To improve further, the government and BISP are planning:
- Expansion of Punjab Bank BISP counters into more regions and small twigs
- Mobile banking or digital wallet payment options for beneficiaries
- Retail shops / outlets becoming payment points via biometric machineries
- Awareness campaigns to educate beneficiaries about safe sum points and fraud prevention
- As BISP transitions to more investment cohorts, they expect better efficiency and abridged costs.
Conclusion
The addition of 8171 BISP Payment Through Punjab Bank payout system is a positive and important apprise for women beneficiaries across Punjab and beyond. With the Rs. 13,500 portion, more branch admission, biometric verification, and safer, faster service, many steeplechases in gathering support are existence detached.
If you are a beneficiary and have received your 8171 SMS, visit your nearest Punjab Bank branch with your CNIC and confirmation SMS, complete biometric verification, and withdraw your payment. Stay informed, stay safe, and don’t delay — this alteration is real and can recover access to your rightful aid.